A travel accident occurs when you are injured in the course of travel or while overseas.
An injury overseas can be devastating. Not only can it cause pain, discomfort and financial loss, but it can also bring disappointment, through disrupting holiday plans, creating the inconvenience of having to find medical treatment abroad, or needing to be repatriated back home. Equally, being injured in Australia when you are a visitor from another country is also very stressful.
Take out travel insurance before you travel
Before you start your holiday, we strongly recommend that you ensure you have a good level of travel insurance cover.
It is essential when taking out travel insurance that you read and understand the terms and conditions, as each policy is different. For example, some may offer unlimited cover for health problems and injuries while travelling, while others limit their cover to exclude certain injuries, such as those occurring on the ski field, or charge a premium if you have a pre-existing condition.
We recommend that you register your travel plans and itinerary with the Australian government’s Smartraveller website before you leave home, so you are easy to locate in the case of an emergency, such as a natural disaster.
Travel accident injury compensation claims
Accidents overseas can cover a variety of situations. As an example, you may have been involved in a motor accident in England, a fall from a balcony in Spain, or a speedboat accident in Hawaii. Other examples include accidents occurring during the course of travel, such as on internal and international flights, accidents on cruise ships, and accidents on trains and coach tours.
If you are injured while holidaying overseas you may be able to claim compensation. It is usually necessary to prove fault by a third party.
One of the first things you should do, once you are safe and have received medical attention, is get in touch with a personal injury lawyer in Australia who is experienced in bringing claims arising from accidents overseas.
It can be very confusing and stressful to be wondering where to turn to protect your rights, especially when you are dealing with foreign insurance companies in another language. Our lawyers speak a number of languages and can help take the stress out of the claims process.
If necessary, we can arrange a professional translator or interpreter to ensure you are fully informed and advised in a language you understand.