Motorbike accident claims

Commonly asked questions about motorbike accident compensation claims

If you were partly at fault, then you may still be entitled to receive compensation, although the potential amount of your claim may be reduced. According to the State Insurance Regulatory Authority, you can be found to be partly at fault in the accident if you were:

  • driving at an unsafe speed
  • travelling in a vehicle when you knew the driver was affected by alcohol or drugs
  • not wearing a seatbelt
  • not wearing a helmet on a motorcycle or bicycle
  • driving under the influence of alcohol or drugs

The level of cover your receive in the event of a road accident varies between private health insurance providers. Some providers may only cover you for your immediate hospital admission expenses in the event that you have been injured in a motorbike accident. Check with your own insurer for more details about your level of cover.

If you are the driver or passenger of a vehicle or motorbike involved a single vehicle accident, then you may not be entitled to compensation, even if the accident was not your fault and was caused by sudden illness (such as a stroke or heart attack), or the vehicle experienced a sudden mechanical fault which caused the accident, such as brake failure. Contact a lawyer for more information.

Generally, car accident claims must be made within three years of the accident occurring. However, things tend to get more complicated with increasing delays, so we recommend you contact a lawyer as soon as possible after the accident. However, we understand that some injuries, such as whiplash, can take many months to manifest themselves or start causing you pain, so we recommend that you do a few things as soon as the accident happens, regardless of whether you feel immediate pain or not, including:

  • Reporting the accident to police – Record the date and time of the accident, where it occurred, and details of what exactly happened (to the best of your memory).
  • Getting a medical check-up – Your safety is the top priority. Visit your doctor and get a thorough examination.
  • Lodging an Accident Notification Form – This should be done within 28 days of the accident occurring. The Accident Notification Form is different to a claim form.

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