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Many people who are suffering hardship are unaware they could get financial assistance through their super insurance. Often hidden in the fine print on your superannuation statement, it’s easy to miss, especially as you don’t arrange the insurance. Instead, the premium is automatically deducted from your super account. What does super insurance cover? Your super […]

The complainant was a 61-year-old man who had obtained a higher school certificate and a TAFE certification in grounds, gardening and pool maintenance. He also had training in the hospitality, bar and bistro and security industries. 

On 1 September 2000, the man commenced employment as a groundskeeper with the employer. He became a member of the employer’s superannuation fund.  

On 20 March 2001 he suffered a back injury at work while shovelling earth into the back of a tipper truck. 

He attempted to work following the injury, but due to intense pain was ultimately unable to do so.  

The man sought treatment from a chiropractor and underwent a structured exercise program, but the pain continued.  

On 16 October 2001, the employer terminated the man’s employment. He received workers compensation after this because of the seriousness of his injury.  

The man subsequently tried to work in other capacities, but his pain was too intense to allow him to do this.